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Published - Thursday, May 01, 2008

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McCain’s health plan falls short


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Republican Presidential candidate John McCain has come up with what he regards as a free-market health plan. It would be worse than the status quo, and would put people with chronic illnesses at risk.

Here’s what it would do:
  • Encourage people to go from employer-based health plans to individual plans on the open market.

  • Use health savings accounts to give tax breaks to people who would use the accounts to pay the high deductibles that the McCain plan would offer.

  • Have government-run high-risk plans cover people with pre-existing conditions.

    There doesn’t seem to be provisions in McCain’s plan to deal with cost, federal Medicare reimbursement or coordination of care for the sickest patients — all issues that Mayo Clinic officials said were important during a meeting Monday with local leaders.

    In addition, McCain’s high deductible plans would discourage prevention — unless preventive care were exempt from the deductibles. Studies have shown that if preventive care is not covered, many people will not utilize it. If that happens on a widespread basis, then conditions might go undiagnosed until they were advanced enough to cost more than they would have otherwise.

    His plan is not likely to substantially decrease the number of Americans who don’t have insurance.

    During a community meeting at the Radisson Hotel on Monday, Mayo CEO Dr. Denis Cortese said Medicare routinely pays the most money to health care institutions that get the worst results. McCain’s plan does not acknowledge this problem, either.

    We can’t afford to tinker around the edges of the health care issue. Seeking to end employer coverage without offering an alternative other than the private insurance market would put the sickest people at risk. While McCain proposes government-run high-risk plans for those with chronic conditions, those plans are generally very costly.

    We need to make sure that more people have access to health insurance. McCain’s plan just preserves a slightly worse version of the status quo.
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     Comments »

    Really wrote on May 3, 2008 6:15 PM:

    " Welch- "VERY GOOD taxpayer augmented programs"? Like your friends. Like the Domestic partner health coverage while working and after early retirement for live-in-pals on virtue of a checkbook from the corner bank, and signing a hokey affidavit? You should talk! "

    wiseup wrote on May 3, 2008 11:57 AM:

    " Thank goodness the opinion editor @ the LAX Tribune has all the answers to the complicated question of health care. Why are you stuck in LaCrosse working at a newspaper when you should be in Washington solving all these problems? I am sure you would know how to fund health care for all, even though many are currently paying nothing! "

    Really wrote on May 3, 2008 10:39 AM:

    " Scrutinizing McCains's Health Plan? I think the Tribune should worry about their own stock price, and impending audit! Hey! BGS, what do you do for a job? "Social Security, will face a 53 TRILLION dollar shortfall within the next 40 years." Now add the promised government employee benefit funding shortages. Then add that 17,000 private retirement funds are short funded. We are not going to walk by all of this unscathed, you are in denial. "

    blogger wrote on May 2, 2008 9:18 AM:

    " Yeah, who cares that SOME people dont have health care insurance(what, 45 or so million?)? Get rid of the taxpayer support for hospitals that provide care for them - let them go bankrupt if it comes to that. Free enterprise, thats the ticket ("proven principles" - like Enron?). So when will we be able to see the principles of free enterprise solve the health care funding problem? We're waiting ... . "

    timbo wrote on May 2, 2008 7:12 AM:

    " Preventative care is healthy food and vitamins, proper sleep and exercise, safe recreation, maybe a biennial physical. Why should any health plan pay for that? We have to take more responsibility for ourselves if we are to limit the girth and grasp of government. "

    random annoying bozo wrote on May 1, 2008 5:46 PM:

    " if you wonder how a government health plan would look, just look at other government programs. MediCare, will be completely insovent by 2019. Social Security, will face a 53 TRILLION dollar shortfall within the next 40 years. Prescription Drugs, already is costing triple what the original estimates were. time and time again history has shown us, if you want something done right, keep government as far away from it as possible. "

    Michael Welch wrote on May 1, 2008 1:24 PM:

    " Re: the Vietnam war and Lyndon Johnson's fatal choices one cannot have 'guns' and 'butter' at the same time. McCain's 'plan' is the best that can be IF one is intent on a war with no end in sight. The perfect storm of steadily rising energy and food prices (what will gas be by November -- SIX dollars per? -- and how about heating oil?) will make real health care within reach of oh multi-millionaires like John McC who have VERY GOOD taxpayer augmented programs that haven't made them hehheh 'socialists' yet but -- thanks suckers! Mac's cancer is cured! -- at YOUR expense!... "

    Phil O'Bates wrote on May 1, 2008 12:14 PM:

    " Hillary "Sniper" Clinton and Barack Hussein Obama are super wealthy, Marxist, silver-spooners who have no comprehension of the trials and tribulations of the working classes. No suprise their health plan's suck....because they long ago abandoned the proven priniples of free enterprise and now cling to the false idea that government can provide better health care "free". They fail to see the failures of other socialized health-care systems which bankrupt the middle class, and create a huge lower class that is stuck with substandard health care, while the rich and connected still buy the best. "

    Really wrote on May 1, 2008 9:31 AM:

    " Rickey- The "car plants" are struggling because of multiple reasons. Although one reason is the same that government entities around us will struggle as well. Employee benefit packages conceded by fools or those encompassed themselves to powerful unions. To BGS- What do you do for a living? Do you work in the private sector? The truth now. There is no health care crisis. There is a private sector worker health care crisis. government employees have coverage, period! "

    Rickey wrote on May 1, 2008 8:50 AM:

    " When car plants move to Canada , The health coverage is the Issue, You are paying for health care now "

    mike tellier wrote on May 1, 2008 8:45 AM:

    " Anything that does qualify as a government take over of the health care system is total crap right? The socialist at the Tribune have no understanding of the problems with socialized medicine. Long lines, rationed care, preferential treatment to some and not to others, A tax increase out of this world! "

    The Moderate wrote on May 1, 2008 6:19 AM:

    " "Studies have shown that if preventive care is not covered, many people will not utilize it. If that happens on a widespread basis, then conditions MIGHT go undiagnosed" - that's your reason?
    You MIGHT get hit by a bus tomorrow morning on your way out of the Front Door. Does that keep you in the house all day? "

    BrianGSmith wrote on May 1, 2008 4:06 AM:

    " McSame....like Bush....is a super wealthy silverspooner who has no comprehension of the trials and tribulations of the working classes. No suprise his health plan sucks....because he sucks ever since he abandoned his priniples and maverick ideas and prostrated himself in front of Bush's elitist alter. Anywho.....the race for President is between Obama and Hillary. McSame is a side-show with no chance. "


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